Congratulations! You are only a few steps away from realizing your dream of homeownership. When the offer you make on the home of your dreams is accepted and you have a signed purchase contract in your hand, call us immediately. As of that moment, your interest rate protection will be extended for 45 more days (or up to 60 days in the case of government loans), giving us enough time to completely process your loan.
The Documentation You Will Need
To be approved for a loan, we need to know about your sources of income, your debts, and your credit history. You have already given us the necessary information to at least pre-qualify you for a loan. Now is the time to apply formally for a loan, filling out a complete application, and supplying us with documents that verify the information that you have given us. Having the proper documentation makes the loan process much quicker and easier for everyone.
Below you will find the documentation that you should bring with you when you
Are applying for a loan:
|If your income comes from a salary:|
|If you are self-employed:|
|If you have income from other sources:|
|If you have checking or savings accounts:|
|If you have co-borrowers who would like to be approved together with you for the loan, please bring:|
|If you do not have a credit history, do not give up.Our Home Loan Consultants will do everything possible to help you get a loanPlease bring:|